How It Works

Three simple steps to find out how much every major UK lender would offer you — no credit search, no obligations, results in minutes.

Step One

Tell Us About Yourself

Start by entering your basic financial details. You have two ways to provide your income information:

Manual entry — type in your annual salary, any bonus, overtime or commission you receive, and other income sources.
AI payslip analysis (Premium) — upload your payslips and our AI extracts your income details automatically. Payslips are deleted within 60 minutes.

Buying with someone else? Add a joint applicant and we will check your combined affordability too.

Step Two

We Check 60+ Lenders

Our technology connects to every major UK lender simultaneously and checks your affordability against each one. This is not a simple income multiplier — we use each lender's actual affordability calculator.

High street banks, building societies and specialist lenders all checked at once
No credit search is performed — your credit score is not affected
Results typically ready in 2-3 minutes

Step Three

Get Your Personalised Report

See exactly how much each lender would offer you, sorted from highest to lowest. Your results include:

Maximum borrowing amount from each lender, ranked for easy comparison
Downloadable PDF report you can take to any mortgage broker or advisor
Detailed breakdown showing how each lender assessed your application

Ready to Check Your Affordability?

Find out how much you could borrow from 60+ UK lenders. Free to start, no credit search required.

Start Your Free Comparison